We all know that "having a plan" is important. It's drilled into us by our parents when we were young. I can still hear my mother asking me "what's your plan when things don't work out?". Many times growing up I didn't have a good answer - to the dismay of my mother - but over time I became aware of the value of thinking ahead and having a "Plan B" available. Doing so will … [Read more...] about Lack of “planning” gets me in trouble…